Your Goals are Our Priority
Discover a More Personalized Banking Experience
Florida Capital Bank Private Clients receive a unique level of service and personalized attention that’s rare to find in other places.




What Makes Us Different
At Florida Capital Bank, our relationships with clients are central to everything we do. We specialize in Private Client Banking for individuals and families, focusing on understanding both your financial and personal circumstances. This allows us to provide support tailored to your needs. Our approach begins and ends with prioritizing your needs, ensuring that your best interests guide all our actions on your behalf.
Private Client Banking Services
Enjoy a one-on-one relationship with a Private Client Banker and unique banking solutions.

Personalize Banking Solutions
We can assist you in optimizing your daily cash flow while maximizing returns on excess balances. Our Online Banking and Mobile App provide convenient access to your accounts anytime, from anywhere.

Commercial & Home Lending
We offer tailored lending solutions for both personal and business needs. Whether you're financing a home or expanding your business, our flexible loan options provide competitive rates and quick approval.

Exclusive Relationship Perks
Private Client Banking elevates your experience with unique advantages beyond standard offerings. Enjoy favorable rates and exclusive perks for both your personal and business accounts.
Private Client Banking is about Relationships
This banking approach emphasizes tailored service, keen attention to detail, and prompt action for clients. When you require urgent assistance, a Private Client Banker can go above and beyond to meet your needs or resolve your issues. A strong connection with customers enables quick and straightforward responses to any concerns that may arise.


Personalized Financial Solutions
We offer Private Client Banking services that are specifically crafted to deliver customized financial solutions for individuals who value personalized attention. With a dedicated Private Client Banker and exclusive products, we help you grow and protect your wealth, ensuring your financial goals are met with the highest level of service and care.
The values we live by
At Florida Capital Bank, we pride ourselves on our relationship-focused approach to banking.
Reliability
Relationship banking provides end-to-end support throughout every process. Whether you need to open a personal account or apply for a business loan, your Private Client Banker is always there to help.
Agility
When you require urgent assistance, a Private Client Banker can go above and beyond to meet your needs or resolve your issues.
Convenient
The convenience of simply grabbing your phone to reach out for assistance instead of navigating an automated phone system — that's a major advantage of relationship banking.
Trust
With time, you'll establish a relationship and rapport, knowing that your Private Client Banker is ready to assist whenever possible and is dedicated to providing you with an exceptional banking experience.

Lending Solutions Tailored to You
As a valued Private Client Banking client, you have access to tailored lending solutions for personal and business needs. From home loans and equity lines to financing equipment and commercial properties, we offer a comprehensive suite of options. Our Private Client Bankers assess your financial landscape to structure loans with preferred rates and terms, optimizing cash flow and saving you time.

Exclusive Perks that Focuses on You
As a community bank, we offer highly personalized service. Your Private Client Banker will be available at your convenience to help, from your smallest transaction to your largest financial goal.
- Unique banking products, including an Indexed Money Market Account
- Discounts on rates for lending solutions, including business loans or mortgages made through our Lending Teams
- Additional discounts and fee waivers based on the total banking relationship
- Business cash management products and services that we can assist with, along with your personal account management
- The ability to make wire transfers via the phone or email, versus visiting a branch
- A personal banking concierge offers highly personalized assistance tailored to each client’s individual needs and preferences

Higher Limits
Enjoy increased flexibility with higher limits on point-of-sale purchases, ATM withdrawals, and mobile deposits.

Cash Management
Liquidity, fast access to capital and friendly financial services can help you develop a cash management plan that works.

Priority Service
Our most important qualification is our ability to listen. We get to know you. Your family. Your financial team. Your lifestyle.

Relationship Perks
Exclusive benefits and personalized offers as a valued client, enhance your banking experience at every step.
More Than Just a Bank
Our most important qualification is our ability to listen. We get to know you. Your family. Your financial team. Your lifestyle.